INSURANCE SOLUTIONS
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Boats, ATV's, RV's & Special Events
Independent Boat, ATV & RV Insurance
Watercraft
Independent Watercraft Insurance
Boats and jet-skis are expensive. Whether your boat spends half of its life in the garage or not, boat insurance is essential. Texas lakes are known for stumps. Lower-units are expensive. It is important to have physical damage coverage to help pay for collisions or theft. Lakes are more crowded than ever before resulting in more accidents and injuries than ever before. Regardless whether you buy physical damage you need watercraft liability. Insurance Solutions can help you decide what coverage is best for you and your circumstance. Call us today.
Independent ATV Insurance
In the beginning, ATVs had 3 wheels. There were so many accidents and injuries that 3-wheeled ATVs were "outlawed." Now ATVs come in all shapes and sizes (except 3 wheels). ATVs can be very expensive. ATVs are safer than they used to be, but operators drive them harder than ever before. Accidents and injuries still occur, and you need insurance to help cover your liability. Regardless the value of the ATV, a liability policy is important.
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Special Events- Weddings & More
Special events present issues of risk and liability. Things happen where groups of people gather. Whether you are hosting a wedding or serving the event as a vendor there are liabilities. If alcohol is served additional liabilities are presented. Many venues require the host to purchase liability insurance to cover the event. Wedding policies include coverage for wedding-related activities and the cost of investigation and defense of claims. There are vendor policies to cover those serving the event. We can help you protect yourself.
Independent Recreational Vehicle Insurance
Our independent RV insurance includes motorhomes and travel trailers. An RV is a large investment that needs to be insured. You need collision and comprehensive to cover your investment. You need liability in case you are responsible for an accident.  Motorhomes and travel trailers are large. We don't normally drive motorhomes or travel trailers—but accidents happen. Insurance Solutions can tailor your policy to include coverage for personal belongings and the accessories most RV owners add. We have several carriers with RV programs you will want to consider. 
Umbrella & Excess Liability
You may want to compare prices on umbrella policies when you get other types of insurance. Umbrella insurance gives you extra liability coverage that exceeds your homeowners, car, or boat policy. Once the liability limits on those policies have been hit, your umbrella policy will be activated. These policies will cover liability related coverage for situations like: Rental units, accusation of libel or slander, and false arrest. The umbrella policy will fill gaps in your existing policies. The best way to get full coverage at reasonable prices is to speak with us about comparing policies. You can easily obtain quotes from multiple top-level carriers conveniently this way!
Insurance rates seem to increase each renewal.
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